Bay & Peach

Our Money. Our Future.
Sign in to access your financial dashboard.
Starting secure sign in… v5.13 v5.3.2

Financial Dashboard

Synced from Plaid Sandbox and stored in your database.
Net Worth
$0
Cash
$0
30-Day Spending
$0
30-Day Cash Flow
$0

13-Week Cash Outlook

Starting Cash
$0
Avg Weekly Income
$0
Avg Weekly Spending
$0
Week 13 Cash
$0

Accounts

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Recent Transactions

Accounts

Balances persisted from Plaid.

Transactions

Every transaction starts Uncategorized. You choose the category.
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Budget

Switch between a monthly budget and a 12-month yearly view.
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Categories

Removing a category takes it off Budget and category pickers without changing historical transactions.
Create your own categories and disable ones you do not want to use.
Disabled categories stay on historical transactions but disappear from assignment dropdowns.
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13-Week Cash Flow

Projection based on current cash plus your trailing 30-day income and spending run-rate.
Starting Cash
$0
Avg Weekly Income
$0
Avg Weekly Spending
$0
Week 13 Cash
$0

Import Monarch History

Preview first. Import keeps Monarch categories and prevents duplicate historical rows.

1. Choose Monarch exports

2. Preview

Choose your Monarch CSV files and click Preview Files.

3. Import Monarch Budgets

Loads the 2025 and 2026 monthly budget targets captured from your Monarch Year views. Existing transaction history is not changed.
Not imported yet.

4. Import Status

Nothing imported yet.

Retirement Simulators

Model Josh and Maggie separately, then view a combined household retirement projection.

Josh Assumptions

Josh Projected Retirement

Years to Retirement
Projected Nest Egg
Projected Social Security
Target Nest Egg
Surplus / Gap
Run the simulation to see Josh's retirement outlook.

Josh Year-by-Year Projection

No simulation yet.

Setup

Connection and security status.
Sandbox only. This build uses Plaid Sandbox. Do not connect real financial credentials until you have Plaid Production access and we finish authentication/user isolation.

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Install Bay & Peach
Add it to your Home Screen for an app-like experience.